The Canadian government introduced the super visa program in 2011. This visa allows the grandparents and parents of Canadian citizens to stay in the country for two years at most without re-applying for a visa. The visa is also a multi-entry one that lasts for up to ten years based on an applicant’s passport. One requirement when applying for the visa is having super visa insurance for parents and grandparents. This insurance provides medical coverage for at least a year and covers the holder’s repatriation, healthcare, and hospitalization during this period. The following are the primary elements on which to base your choice of the insurance.
Coverage for Pre-Existing Conditions
Super visa insurance covers medical conditions that need immediate attention. These include acute conditions and complications arising from stable pre-existing ones. Check what pre-existing conditions the insurance will cover and the regulations related to the payment. Most insurers, for instance, only pay for pre-existing conditions that have been stable for 90-180 days before the policy’s effective date.
Deductible
Your plan’s deductible denotes what you should pay out-of-pocket after a claim. The cost of your super visa insurance for parents and grandparents depends on your chosen deductible. A high deductible generally means you will pay a low premium.
Monthly Payment Plan
The affordable and convenient choice is to pay for your super visa insurance for parents and grandparents monthly. The monthly plan can be purchased for a year or two. Buying it for an extended period instead of every month locks in your rate. This protects you from a premium increase as you age.
Applying for a super visa comes with several expenses and decisions that might seem overwhelming. Thankfully, you can ease your comparison of the above elements and the prices of insurance by doing it online. You, however, should settle for an unbiased and well-researched online platform for the comparison.
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